(Continued…) Billionaires use debt to create leverage, acquire more assets, and legally avoid paying taxes!

“A lower rate isn’t the only answer.”

Let me ask you a question… Would it make sense to have an incredibly low rate on a 30-year fixed mortgage, but be drowning in credit card debt, living paycheck to paycheck, barely able to make ends meet? 

Or would it make more sense to leverage your credit and a mortgage loan to restructure your finances to increase your cash flow, save some money, invest, travel, or just simply be able to have some breathing room?

People are programmed by mediocre realtors, loan officers, and marketers to only focus on interest rates. The truth is all lenders offer the exact same rates

The differences between lenders are the fees associated with each rate, how fast they can close, and how they structure your deal to set you up for the future.

People mistakenly think that the ONLY way to create leverage or any type of benefit with their finances is to lower their interest rate and save their way to financial independence. 

I’m not saying it’s not important, but I challenge you to find any wealthy person that got there by budgeting and saving their way to financial success.

Do you think that billionaires wait for rates to drop as a financial strategy to become wealthier? Lowering your rate is the equivalent of working out nothing but your biceps at the gym. 

Of course we should strive to get a great rate, but what do the rest of your finances look like? What are your goals? What does your savings account look like? Your investments? The kids' college fund? What does retirement look like for you?

“The Federal Reserve is expected to raise rates…”

I met a successful real estate investor who routinely buys mobile home parks with credit cards. 

Most people will hear that strategy and think that this investor is a fool. Why would he pay such high interest on credit cards to buy real estate? 

At least that’s the question I had for him…

He told me, “I don’t care what the rates or costs are as long as I make my minimum profits.

You might not want to become a billionaire, but I’d be willing to guess that you’d at least want to be financially independent. 

And it starts with taking control of your finances. 

Through transactional engineering and securing your Dream Mortgage, here are some of the benefits we provide:
  • Increased Cash Flow
  • ​Increased Credit Scores
  • ​Ability to Travel for Free
  • ​Ability to Buy Your Dream Home
  • ​Ability to Improve Your Home
  • ​Ability to Invest
  • ​Acquiring Investment Homes Without Income
  • ​Ability to Retire Comfortably and Early
  • ​Protecting Your Family Even After You're Gone
  • ​Achieving Financial Peace of Mind
I’ll be honest… Sometimes the best transaction is NO transaction. You might not be in a position to make any moves right now, but we’ll be the first to tell you that. 

I got licensed back in March of 2013 and have completed hundreds, probably THOUSANDS of transactions since then. 

So I have some experience and insight that may be valuable to you. 

Call me and my team TODAY at: (800) 609-8173 or click below to watch a video case study to us to see if transactional engineering can improve your mortgage, your finances, and change your financial outlook for the future!

P.S. For those that call immediately, you will qualify for a chance to win some free gifts! 

Or Book A Call Below!


Richard Le

Loan Officer
NMLS 989183
Licensed in AZ, CA, CO, FL, HI, ID, NH, OR
©2022 NMLS #989183 DRE #02162239

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