"The only reason someone might struggle with their finances is because they lack financial education."

There are only 4 things needed to to qualify for a home loan, the 4 C's:

Credit (Debt)

Capacity (Income)

Collateral (Home)

Cash (Reserves)

People who struggle to qualify typically need help with 1, 2, and sometimes 3 out of these 4 categories. It's usually the Credit (Debt), Capacity (Income), and/or Cash (Reserves) that keeps them from qualifying.

My name is Richard Le and I teach people how to build their credit and cash flow to qualify for a home loan. 

If you're interested in building your credit and cash flow to acquire real estate click the button below to learn more.